Credit card
FOREX credit card - without currency surcharge
Avoid currency exchange surcharges in all countries and withdrawal fees outside the EU. Supplementary travel insurance with cancellation insurance when you pay with your card is included. You have up to 56 days of interest-free credit* and can decide how much you want to repay each month.
FOREX Credit Card
Up to 56 days interest-free credit*
You have up to 56 days to pay your monthly invoice, so you have time to go through it in peace and quiet before you pay.
No currency surcharge or withdrawal fees
By using this card abroad, you avoid currency surcharges world wide and withdrawal fees outside the EU.
Supplementary insurance
If you pay with the card, you get, among other things, supplementary travel insurance, all-risk insurance for home electronics and household appliances, and delivery insurance for online purchases.
Facts about the credit card
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Category |
Information |
|---|---|
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Price |
225 SEK per year |
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Regional block |
Block purchases in different geographic regions in the Credit Card Portal |
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Credit |
You can apply for credit at 10,000 – 80,000 SEK and you have up to 56 interest-free days |
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Transfers and payments to the card |
Yes, payment in your Internet and mobile banking. The OCR number can be found on the bank statement and in the Credit Card Portal |
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Secure online purchases |
Yes, via Mastercard Identity Check |
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ATM withdrawals, Sweden |
Equivalent to 5 000 SEK per withdrawal and a maximum of 20 000 SEK per rolling 7 days. Local deviations may occur |
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ATM withdrawals, abroad |
For withdrawals outside the EU, there is no withdrawal fee. Within the EU, a withdrawal fee of 2%, at least 40 SEK, is charged. NB! The local bank may charge a fee for the withdrawal |
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Purchases in foreign currency |
No currency surcharge |
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*Invoice terms |
Every month, you will receive an invoice where the previous month's purchases and withdrawals are reported. The cut-off date for the bill is around the 4th of each month. If you buy something, for example, on 7 September, it does not need to be paid until the October notice, which is due on the last day of October. If, on the other hand, the purchase is completed on 3 September, the purchase will be on the September notice and must be paid no later than the end of September. If you pay the entire balance of the period on the invoice, no costs will be added (apart from any paper fee). |
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**Calculation example |
Annual interest rate on credit drawdown, currently 16.99% (2023-10). In the case of a credit drawdown of SEK 20,000 that is paid off with 1/36 of the total debt in 11 months and the remaining part of the debt in month 12, the effective interest rate will be 21.69% and the total amount to be paid will be SEK 23,711. Average amount per month: 1 976 SEK incl administration fee. |
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Administration fee |
Annual fee 225 SEK. Administration fee for credit withdrawal: currently 25 SEK/month. If you pay your entire closing balance each month, no interest or administration fee will be charged. The card is issued in cooperation with Nordea Finance, which is the lender. |
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Card issuer |
The card issuer is Nordea Finance Sverige AB (publ), org.nr 556021-1475/VAT group no. 663000019501. The Board of Directors is based in Stockholm. |
Discounts and benefits
More about FOREX Credit Card
With the FOREX credit card, you can apply for a credit of between 10,000 and 80,000 SEK. When buying cards abroad or when buying online, you avoid currency surcharges and are offered a more favourable exchange rate when you buy travel currency in FOREX stores.
When you pay with the card, you and your family include extra travel cover for 60 days, as a supplement to the travel insurance in your home insurance. In addition to the insurance, there are also discounts and offers from partners to take advantage of. The card is issued in cooperation with Nordea Finans, which is the lender.
Price list FOREX Credit Card
Terms and Conditions FOREX Credit Card
Frequently asked questions about FOREX credit cards
Invoice terms and calculation examples
* Invoice terms
Every month, you will receive an invoice where the previous month's purchases and withdrawals are reported. The cut-off date for the bill is around the 4th of each month. If you buy something, for example, on 7 September, it does not need to be paid until the October bill, which is due on the last day of October. If, on the other hand, the purchase is completed on 3 September, the purchase will be on the September notice and must be paid no later than the end of September. If you pay the entire balance of the period on the invoice, no costs will be added (except for any paper fee).
** Calculation example
Annual interest rate on credit drawdown, currently 16.99% (2023-10). In the case of a credit drawdown of SEK 20,000 that is paid off with 1/36 of the total debt in 11 months and the remaining part of the debt in month 12, the effective interest rate will be 21.69% and the total amount to be paid will be SEK 23,711. Average amount per month: SEK 1,976 incl . administration fee.
Annual fee 225 SEK. Administration fee for credit utilization: currently 25 SEK/month. If you pay your entire closing balance each month, no interest or administration fee will be charged. The card is issued in cooperation with Nordea Finance, which is the lender.
Card issuer
The card issuer is Nordea Finance Sverige AB (publ), org.nr 556021-1475/VAT group no. 663000019501. The Board of Directors is based in Stockholm.