Card exchange for you with a FOREX Credit Card

You have recently received a new black FOREX Credit Card, which you will now switch to. To activate it, you need to answer customer knowledge questions. You can do this in the FOREX Credit Card app or in the Credit Card Portal.

What should I do now?

1

Answer questions

If you have not answered the customer knowledge questions, you will need to do so to activate your card. Log in to the FOREX Credit Card app or Credit Card Portal and answer the questions

2

Done!

Once you have answered the questions, your card is activated and ready to use!

What does the exchange mean for me?

PIN, credit limit and card number

You will keep the same PIN code and purchase and credit limit, but not the same card number. You can see your new card details in the FOREX Credit Card app. There you can also see your PIN code.

Your card agreement

Your card agreement and any debt was transferred to Entercard on March 5. After that, you will receive your invoice from Entercard.

Activate the new card

To activate your new card, Entercard needs to collect information about you, so you will need to log in to the FOREX Credit Card app or the Credit Card Portal and answer customer knowledge questions. Once you have done this, your card is activated and ready to use.

New terms and conditions

Click here above to read your new terms and conditions.

Your New FOREX Credit Card

Your new FOREX Credit Card will give you several benefits and features that simplify both your everyday life and your travels.  

FOREX Credit Card App

No matter which continent you are on, you can keep track of your card in the FOREX Credit Card app. In the app, you can see your PIN code, retrieve your card details for online purchases, Swish the payment of your monthly invoice, view and complain about transactions, and much more.

Apple Pay and Google Pay

Add your card to Apple Pay or Google Pay™ and you can shop directly with your phone – smoothly and securely.

Travel insurance for 90 days

We extend the travel insurance from 60 to 90 days. It protects you in the event of both delay and cancellation and of course also applies when the luggage does not arrive as it should.

Online and in-store purchase insurance

When you shop online or need new appliances, your purchases are protected by the credit card's preferential insurance.

Flexible purchases

Shop with up to 55 days of interest-free credit and choose how you want to pay – a little at a time or all at once. If you pay the full amount immediately, you also avoid the interest completely.

Without mark-ups and fees

With FOREX Credit Card, you can relax on your trip and avoid unforeseen costs such as currency surcharges and withdrawal fees outside the EU and EEA. In addition, it is always free to withdraw money from FOREX ATMs.

Att låna kostar pengar!

Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanmärkning. Det kan leda till svårigheter att få hyra bostad, teckna abonnemang och få nya lån. För stöd, vänd dig till budget- och skuldrådgivningen i din kommun. Kontaktuppgifter finns på konsumentverket.se

Your yellow card VS black card - card comparison  

Category

Yellow FOREX Credit Card

Black FOREX Credit Card

App No Yes, FOREX Credit Card App
Credit Card Portal Yes Yes
Apple Pay No Yes
Google Pay No Yes
Annual interest rate 15,74% 15,24%
Annual fee 225 SEK 225 SEK
Extra card 100 SEK 100 SEK
Administration fee / month 25 SEK 0 SEK
Currency conversion markup 0 SEK 0 SEK
Cost of cash withdrawal in FOREX ATM Free Free
Card fee currency purchases at FOREX 0 SEK 0 SEK

 

Your new insurance policies

We extend the travel insurance from 60 to 90 days, lower the percentage of the trip you need to have paid with your FOREX Credit Card to be insured and give you the opportunity to insure your debt with our insurance Payment Protection Plus.

Insurance on the trip

  • 90 days travel cover for you and your family if you pay at least 50% of the cost of the trip with your card.
  • If you cancel, change the start of your trip or are delayed on connecting flights, the card's insurance will protect you.
  • Protection in case of baggage delay and unused activities during the trip.
  • Excess elimination for rental cars up to 30,000 SEK.

Insurance at home

  • All-risk for 2 years for consumer electronics and white goods up to 10 000 SEK.
  • A purchase insurance without deductible when buying online.

 

Terms and conditions for travel booked with your FOREX Credit Card until March 4, 2024

Terms and conditions for travel booked with your FOREX Credit Card after March 5, 2024

Presale information for FOREX Credit Card

Contact

Do you have questions about your FOREX Credit Card? Contact us on 0771–22 22 21 and select button selection 3, and then as below:

  • Select button selection 1 for questions about your new black FOREX Credit Card.

  • Select button selection 2 for questions about your existing yellow FOREX Credit Card.

Questions and answers before the change

Facts FOREX Credit card

Facts: With FOREX Credit Card you can make payments and withdraw cash. Regular annual fee 225 SEK. Credit interest rate currently 15.24% (FEB), variable. For a utilized credit of 20,000 SEK, the effective interest rate is 15.36% when paying by e-invoice and the total amount to be paid is 21,560 SEK when paying by e-invoice. The amount is calculated based on an example where the credit is repaid in 12 months (average installment amount 1,797 SEK when paying by e-invoice) and that 39 interest-free days are utilized and that the credit is utilized without a fee for cash withdrawals. Cash withdrawals within the EU/EEA incl. Sweden cost 2% of the withdrawn amount, however a minimum of 40 SEK per withdrawal. Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency exchange surcharge is 0% on the exchange rate. If the entire account debt is not paid at once, the account debt must be repaid through monthly payments of at least 3%. The minimum payment amount is, however, SEK 150, but no more than the debt on the account. The cancellation fee is SEK 29/paper invoice, SEK 0 if you use an e-invoice. The agreement is valid until further notice and the right of withdrawal applies. FOREX AB cooperates with Entercard Group AB and is a credit intermediary regarding the payment and credit card. Creditor: Entercard Group AB (corp. no. 556673-0585) 105 34 Stockholm. The company is supervised by the Swedish Financial Supervisory Authority.

Fee partial payment
SEK 57 per month, example for a purchase of SEK 10,000. 6 months: effective interest rate, 12.27%, total amount to pay SEK 10,342, monthly amount SEK 1,724. 12 months: effective interest rate, 13.12%, total amount to pay SEK 10,684, monthly amount SEK 890. 24 months: effective interest rate, 13.38%, total amount to pay SEK 11,368, monthly amount SEK 474.
Short legal text

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